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jteddy90's review
4.0
If you don't know anything, then read this book. While some people may be well versed in the world of money, I am not and have been searching for book to help educate me. I highly recommend, if you're trying to figure out how to control your money rather than the other way around.
carolineinthelibrary's review
4.0
I definitely learned a thing or two about finances from this book and feel a bit more confident about my financial life. I don't think every chapter applies to everyone (I skipped the chapter about living at home) but there are absolutely some useful tips in here!
gatorreads's review against another edition
challenging
informative
inspiring
reflective
fast-paced
5.0
xsleepyshadows's review
5.0
I learned a ton from this book. I've never really had money of my own so, when I finally start making it I find myself inexperienced on what to do with it besides trying to live paycheck to paycheck. This book really goes through nicely on all the things that school and parents have failed to teach me about. (Seriously, personal finance should be taught in school!) Anyway, this might be a book I will check out again when I have more of finances in order to read the investing chapters again. Right now, I'm looking into switching saving accounts. Yes, read this book! I highly recommend!
Here is the one beef about the book that I do have is that the millennial lingo will not age well in the future. (At the same time I picked up the book because the title fits me perfectly!) Other than that the chapters are easy to read and all the other info will hold up. ~Ashley
Here is the one beef about the book that I do have is that the millennial lingo will not age well in the future. (At the same time I picked up the book because the title fits me perfectly!) Other than that the chapters are easy to read and all the other info will hold up. ~Ashley
allysadventuresinbooks's review
3.0
I definitely got some valuable ideas/information from this book, but I found the author to be over the top with the advice she was giving considering the target market.
For example, she mentions about taking out a personal loan to cover credit card debt if the interest rate works out better. I wouldn't advise that to someone who is a "broke millennial". She did say this is only an option, but in my accounting course in the personal finance section the number one rule was always "never get debt to pay off debt".
The book in my opinion is a valuable resource, but the advice is to be taken with a pinch of salt. Always be careful and match your own personality/needs/abilities/wants/etc.
For example, she mentions about taking out a personal loan to cover credit card debt if the interest rate works out better. I wouldn't advise that to someone who is a "broke millennial". She did say this is only an option, but in my accounting course in the personal finance section the number one rule was always "never get debt to pay off debt".
The book in my opinion is a valuable resource, but the advice is to be taken with a pinch of salt. Always be careful and match your own personality/needs/abilities/wants/etc.
patsee's review
2.0
Hesitated giving this book a 1 star because I didn’t read this book in chronological order and mainly skipped to the parts that I was interested in. I think as of late, there has been a lot more POC in the financial education space and so I found a lot of the information a bit redundant and not as relatable to me as a woman of color. If you’re looking for more relatable content as BIPOC, maybe check out HeyBerna or BravelyGo on instagram first.
actuallyahorsereads's review
5.0
I am absolutely terrible when it comes to money. For whatever reason, I just have never been able to wrap my head around it or how best to go about budgeting. I’ve tried just about everything, but nothing seems to stick.
Then I picked up this book on a lark one morning. I usually tend to stay away from books with “millennial” in the title, because usually they’re insulting as they’re written by people twice my age trying to score good with the young crowd, and I can’t stand being talked down to, but for some reason, this book caught my eye.
I started flipping through it, skimming the pages, and found a lot of the things in it were immediately helpful and very accessible to someone who knew exactly zero about money.
I bought it and now 72 hours later, I have a budget set that I feel like I can reasonably keep up with, a consistent amount of money going toward student loans, credit cards, rent, and even savings while still having money to spend AND I even felt confident enough to set up my 401(k).
Honestly, I can’t say for sure what spoke most to me about this book, but it really won me over. I can’t recommend it enough for anyone who is looking for some road map of how to set out their finances and have peace of mind that they’re actually going to have one day.
It’s not for everyone, but it is definitely for anyone who is monetarily dense, like I am, and needs a gentle push and a hand to hold as they stumble down the road in the direction of adulthood.
Then I picked up this book on a lark one morning. I usually tend to stay away from books with “millennial” in the title, because usually they’re insulting as they’re written by people twice my age trying to score good with the young crowd, and I can’t stand being talked down to, but for some reason, this book caught my eye.
I started flipping through it, skimming the pages, and found a lot of the things in it were immediately helpful and very accessible to someone who knew exactly zero about money.
I bought it and now 72 hours later, I have a budget set that I feel like I can reasonably keep up with, a consistent amount of money going toward student loans, credit cards, rent, and even savings while still having money to spend AND I even felt confident enough to set up my 401(k).
Honestly, I can’t say for sure what spoke most to me about this book, but it really won me over. I can’t recommend it enough for anyone who is looking for some road map of how to set out their finances and have peace of mind that they’re actually going to have one day.
It’s not for everyone, but it is definitely for anyone who is monetarily dense, like I am, and needs a gentle push and a hand to hold as they stumble down the road in the direction of adulthood.
boggremlin's review
2.0
I don’t think I’m the target audience for this particular book, but it would probably be helpful for younger/less established persons. My financial situation is kind of weird, but I was struck by how small a lot of payments were in Lowry’s sample budgets — even for 2016, when this book was published, the monthly estimates for car or student loan payments were very low. Wild.