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kellylynnthomas's review
3.0
This is a solid personal finance book, but I was disappointed that it was geared almost entirely to younger millennials. It didn't address the lasting issues older millennials face from graduating into the biggest recession in 100 years, such as difficulty finding a job, decreased earning potential, etc. It also didn't really address frequent job hopping and how that might impact your ability to get a mortgage, etc. Still, as a basic budgeting and dealing with debt book, it's solid. I learned about new budgeting methods, which is helpful.
kelseyrae33's review
5.0
I am so glad I bought this book! I'm very financially illiterate (I knew basic stuff like paying more than the minimum on loans and not carrying a balance on my credit card) and I feel like this book has helped me get more of an understanding on finances and what I need to do to handle my money better. She made everything easy to understand and provides really attainable ways to save more money and pay down debts (both of which I have issues with)! Very highly recommend 😊
bunnykaye's review
5.0
This is actually a ★★★★.5/5 stars but yeah, I consider this a 5!
Tbh it had taken me quite a while to finish this book, bc as I said in my previous experience of reading a self-help book, for me it isn't something to binge-read. I consider self-help books educational so I take my sweet time reading every single page. Also, this is the first financial-related book I've ever read so I had to really understand the financial jargon while reading!
This really opened my mind on certain topics like retirement, budgeting, credit cards/debt, investments and housing (which are topics I'm very interested in reading about these days). It was quite hard to understand at first, but I found myself really eager to understand how all of this works especially as someone who is about to go the US and has a completely different understanding of these things in my side of the world.
Overall, a really great read!
Tbh it had taken me quite a while to finish this book, bc as I said in my previous experience of reading a self-help book, for me it isn't something to binge-read. I consider self-help books educational so I take my sweet time reading every single page. Also, this is the first financial-related book I've ever read so I had to really understand the financial jargon while reading!
This really opened my mind on certain topics like retirement, budgeting, credit cards/debt, investments and housing (which are topics I'm very interested in reading about these days). It was quite hard to understand at first, but I found myself really eager to understand how all of this works especially as someone who is about to go the US and has a completely different understanding of these things in my side of the world.
Overall, a really great read!
misssusan's review
3.0
a good introductory text for early career grads (could apply some of it if you didn't pursue post-secondary education but it's heavily geared to those who have) with no objections to participating in an interest based economy
so, y'know, same audience group as most personal finance blogs out there. i can't fault lowry for writing to the likely circumstances of the vast majority of people who'll read this but i'm starting to see that if i want advice on building wealth as a muslim religiously opposed to interest i will literally have to research and write the book myself
3.5 stars
so, y'know, same audience group as most personal finance blogs out there. i can't fault lowry for writing to the likely circumstances of the vast majority of people who'll read this but i'm starting to see that if i want advice on building wealth as a muslim religiously opposed to interest i will literally have to research and write the book myself
3.5 stars
jocedun's review
2.0
This is great if you’re 21 or 22 and have lived a sheltered financial life. I picked it up because it was recommended by Chelsea on The Financial Diet at some point. It contains basic advice on budgeting, interest rates, debt payoff, and starting a 401k at your first job. I’m beyond that point and wanted more nuts & bolts on practical investing or buying a first house, finding a mortgage lender, marriage and taxes, etc. I think that would be more relevant to older millennials.
Side note - At one point she says that she didn’t find out her partner’s amount of student debt until 3 years into their relationship. What?! That is like a 2nd or 3rd date topic for me! I’m up to my eyeballs in student loan debt and it affects every financial decision I make, why would I hide that from someone for 3 years??? Out of touch.
Side note - At one point she says that she didn’t find out her partner’s amount of student debt until 3 years into their relationship. What?! That is like a 2nd or 3rd date topic for me! I’m up to my eyeballs in student loan debt and it affects every financial decision I make, why would I hide that from someone for 3 years??? Out of touch.