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mikkelmiguelon's review against another edition
5.0
Being in the Fintech industry, this book has been proper food for thought as to how banks should be repositioning themselves for the future. “Banking” will disappear and any activity they engage in should be highly experiential (instead of product focused).
That being said, the book is repetitive (it’s pretty clear by now Brett King doesn’t deem branches are a forward-thinking strategy) and could’ve been written in fewer words. So I give it 4.5 stars, rounding up to 5.
That being said, the book is repetitive (it’s pretty clear by now Brett King doesn’t deem branches are a forward-thinking strategy) and could’ve been written in fewer words. So I give it 4.5 stars, rounding up to 5.
peckham's review against another edition
informative
reflective
medium-paced
3.0
Decent. It starts off great with many great points brought up about how Banking is changing and about how we should be cautious and adapt. However, it comes across very preachy and too optimistic/delusional. Mentioning voice payments for future transactions. Though it is possible, the author doesn't go into detail about why these new amazing technologies will replace the old legacy technology but just preaches its benefits. The author is highly speculative and doesn't provide concrete data or evidence and just says it should and will happen. Although, I will still rate three stars because the book takes the reader into an inquisitive journey about the future of banking and there are many points that I will take with me. It is the way the author brings his points across that makes the book slightly intolerable, but if you are looking for a source of knowledge about future technologies, definitely give this book a read.
jdbanker's review
informative
slow-paced
2.5
Author seemed to come from a technologist’s perspective, i.e. everything new is great and everything old is terrible. Many of the references did not hold up well, especially Wirecard and pointing at LendingClub’s “lower” cost of acquisition. I enjoyed the discussion of reimagining the core purpose of the bank model but it was a slog and mostly a lot of FinTech buzzwords (TLDR; AI AI AI!!!!) and way too many references to Alipay.
jachso's review against another edition
1.0
I pity whoever goes to read this, excited to hear of new and interesting insights, only to have the author repeat the obvious issues the financial industry is facing, fail to come up with any new perspectives, and gripe over how his own digital bank lost business from traditional banks for 336 pages.
If you have any experience with banks — whether you are a consumer or employee of one — and have read at least 3 to 5 WSJ articles on Fintech and finance, you will almost certainly not glean anything new from this book.
If you have any experience with banks — whether you are a consumer or employee of one — and have read at least 3 to 5 WSJ articles on Fintech and finance, you will almost certainly not glean anything new from this book.
erwinlemueloliva's review against another edition
4.0
Don't rush reading this insightful book
Don't rush reading this insightful book on the future of banking. I especially appreciate his endnotes, which leads to more resources. Great read.
Don't rush reading this insightful book on the future of banking. I especially appreciate his endnotes, which leads to more resources. Great read.
fmoreno's review
4.0
This book is the final installment of the Bank series by Brett King and it couldn't be more appropriate. It's quite fascinating to read about how technology is disrupting many industries and the FSI in particular. New technologies like AI, cloud computing and big data are going to change the face of many different companies. The future is exciting!
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