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scottacorbin's review against another edition
3.0
Got this book for free. Not bad, some chapters pretty helpful. Though often a lot of these books are pretty repetitive.
rahscake's review against another edition
2.0
The audiobook is abridged so for full content get a written version.
kristennd's review against another edition
3.0
Recommended by my boyfriend's cousin, a professional financial advisor. The emphasis on in-depth communication and the risk of different assumptions is certainly worthwhile. The rest didn't seem as relevant to my own life and patterns as many of the other financial advice books I've read, however. It really feels like it's for yuppies. There's quite an emphasis on saving for big-ticket expenditures. Which many people do need, but not me right now. And the values project just didn't click, especially such a vague way of defining values. He does address debt and retirement and emergency funds, but not in a new way. If this was the first financial book I'd read, it would probably make more of an impression.
chrismd00's review against another edition
4.0
This is really one of those books that change your life. There was a time when I carefully followed a budget and managed every category. That may be important, but it was so freeing to learn to the steps in this book. Pay yourself first, spend the rest. Don't worry. Highly recommended.
ejdecoster's review against another edition
4.0
A very good, detail-oriented and practical guide to finances for couples. Bach gave a number of straightforward guidelines and I really felt like his approach to "purpose focused" savings and investing made sense to me.
marlisenicole's review against another edition
3.0
Meh. My version says it's the Canadian Version but there is nothing uniquely Canadian in here. One of my biggest pet peeves is when American authors think they can substitute 401K with RRSP and then call it Canadian. There are so many different / better ideas in Canada that are not available in the US when it comes to savings, debt, and investing. The only good thing about this book for a Canadian is that it focuses on doing finances and life together as a couple, some exercises that could be useful if you're starting from scratch with your partner.
mikewomack's review against another edition
4.0
A financial book getting 4/5 starts? WTF? It surprises even me. And I think it's safe to say that five years ago I would NEVER have dreamed of picking this book up. But now that I'm in my mid-twenties, married for more than three years, and have a career, I'm suddenly very interested in not living so dirt poor.
But still I don't care a great deal about finances. At least, not enough to read most financial books. But Bach does a nice job of keeping the information light and relevant. And he uses plenty of examples to explain his position.
I really did like the book, but those that read it should know there might be a few parts that don't really apply to you. I read them, but I think it'd have been okay to skip those areas.
But still I don't care a great deal about finances. At least, not enough to read most financial books. But Bach does a nice job of keeping the information light and relevant. And he uses plenty of examples to explain his position.
I really did like the book, but those that read it should know there might be a few parts that don't really apply to you. I read them, but I think it'd have been okay to skip those areas.
elucht's review against another edition
5.0
This was a great book for couples to read together. It was not at all boring and read very quickly. It also included a lot of great exercises and action plans to get couples off on the right foot. I consider both myself, and my handsome hubby to be, financially responsible, and I still benifited from this book. I am glad I read it sooner rather than later. I knew I was off to the right start when I saved $$ off the cover price and bought a copy used from the DI for $1!
nhaverkamp's review
3.0
Run of the mill financial advice, covers the foundations.
"Step 1: Learn the facts/myths about couples and money.
Facts: Money has very little to do with love and a lot to do with how much you fight (#1 reason for divorce). It takes very little money to make money as long as you are patient and disciplined. Everyone makes enough to invest. Taxes and inflation are never going to be completely under control. If the two of you don't start talking about money, you'll more than likely die broke.
Step 2: Determine the true purpose of money in your life.
It's always easy for us to list the kind of stuff we want to own versus the king of values we want to live by.
Step 3: Plan Together...Win Together
Step 4: Couples' Latte Factor. (Find $5 everyday that is wasted on the "little stuff" and decide to invest it instead)
Step 5:Build your retirement basket.
If you are not paying yourself the first 10 percent of your income, you are living beyond your means.
If you want to be really rich, you should save 15 percent of your income.
Step 6: Build your security basket.
Set aside a cushion of cash (3-24 months of living expenses)
Both of you absolutely must write a will or set up a living trust.
Buy the best health coverage the two of you can afford.
Protect those who depend on you with life insurance (Death benefit 6-20 times annual spending needs, level term 15-20 years)
Protect yourselves and your incomes with disability insurance ("any occupation" coverage)
Step 7: Build your dream basket.
I suggest that you start by kicking in at least 3 percent of your after-tax income.
Step 8: Learn to avoid the ten biggest financial mistakes couples make
Having a 30 year mortgage (pay if off in 15-20).
Not taking credit card debt seriously.
Trying to time the market.
Buying stocks on margin.
Not starting a college-savings plan soon enough (529 college savings plan).
Not teaching your kids about money.
Neglecting to sign a prenuptial agreement.
Not having a greater purpose beyond the two of you.
Not figuring out who's responsible for what.
Not getting professional financial advice (advice from the financial advisor..)
Step 9: Plan a money date."
"Step 1: Learn the facts/myths about couples and money.
Facts: Money has very little to do with love and a lot to do with how much you fight (#1 reason for divorce). It takes very little money to make money as long as you are patient and disciplined. Everyone makes enough to invest. Taxes and inflation are never going to be completely under control. If the two of you don't start talking about money, you'll more than likely die broke.
Step 2: Determine the true purpose of money in your life.
It's always easy for us to list the kind of stuff we want to own versus the king of values we want to live by.
Step 3: Plan Together...Win Together
Step 4: Couples' Latte Factor. (Find $5 everyday that is wasted on the "little stuff" and decide to invest it instead)
Step 5:Build your retirement basket.
If you are not paying yourself the first 10 percent of your income, you are living beyond your means.
If you want to be really rich, you should save 15 percent of your income.
Step 6: Build your security basket.
Set aside a cushion of cash (3-24 months of living expenses)
Both of you absolutely must write a will or set up a living trust.
Buy the best health coverage the two of you can afford.
Protect those who depend on you with life insurance (Death benefit 6-20 times annual spending needs, level term 15-20 years)
Protect yourselves and your incomes with disability insurance ("any occupation" coverage)
Step 7: Build your dream basket.
I suggest that you start by kicking in at least 3 percent of your after-tax income.
Step 8: Learn to avoid the ten biggest financial mistakes couples make
Having a 30 year mortgage (pay if off in 15-20).
Not taking credit card debt seriously.
Trying to time the market.
Buying stocks on margin.
Not starting a college-savings plan soon enough (529 college savings plan).
Not teaching your kids about money.
Neglecting to sign a prenuptial agreement.
Not having a greater purpose beyond the two of you.
Not figuring out who's responsible for what.
Not getting professional financial advice (advice from the financial advisor..)
Step 9: Plan a money date."
eve_leclercracine's review against another edition
5.0
I absolutely LOVED this book. I am single but I still get it really related to me and I could apply a lot of the advice/tips to my situation.
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