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Financial Peace Revisited: New Chapters on Marriage, Singles, Kids and Families by Dave Ramsey
fablejack's review against another edition
4.0
Really good content but the writing, which is conversational and pretty easy to read, suffers a bit as a result and could be better with another editorial pass.
shereadsalotofbooks's review
3.0
This book is part of the course materials given to us for the 4 week financial prepardness class Steve and I have been asked to teach.
This is an easy to read rah rah cheerleading book about getting out of debt. Good motivator.
This is an easy to read rah rah cheerleading book about getting out of debt. Good motivator.
christy_1980's review
5.0
Awesome! Witty. Practical. The stories and knowledge that Dave shares with readers is the kind of stuff that makes you ask yourself, "Why haven't I thought of that or done that before now??" As someone who was never taught money management by my parents or through school--which I hear they are including in high schools these days: kudos!--this was a fantastic tool with realistic principles to apply to our daily lives. Like Dave says in the book, this title of his is just a "What to do" book, and his "Money Makeover" book is the "HOW to do" book, which takes everything from this book and shows you how to put the plans, forms, and practices in motion. I HIGHLY recommend this to EVERYONE!!
csd17's review
3.0
Some of it was a repeat from his Total Money Makeover. But there was some great information about special age groups (and giving advice) that was new. And it seemed much less like a personal advertisement than TMM.
blynecessity's review against another edition
I've gotten to the halfway point with this book two or three times now (I think three). It's good, but I keep hitting the same dry patch and losing interest. Oh, well. It seems good, though!
kbyanyname's review
1.0
Since I've been in the middle of a lot of money trouble, a friend of mine lent me this book as well as a little cash to make it through my next set of bills. I figured I owed him enough to at least read the book.
I can't tell you how annoying it was to read this thing, which is clearly just a collection of transcribed parts of Ramsey's seminars and radio shows from the 1990s. So he gives us some moderately sound financial advice: Get out of debt, or better yet, don't go into it. Save where you can. Invest in mutual funds once you've saved.
Beyond those few points, this guy is both irrelevant and dangerously stereotypical. The book doesn't even mention the Internet or housing boom/busts or financial problems of the current economy. He talks about looking for deals as if we've never heard of craigslist (and then proceeds to act like it doesn't exist). I would be okay with this, as the book seems to have been written about 20 years ago, but this is the updated, revisited edition. This man has had time to update things.
He blathers about how everyone can save and stay out of debt, and yet makes the assumption that everyone is going to find work all the time that will pay at least $30,000 a year, which he classifies as really low-end income. I got news for you, Dave. I (barely) made it on about half that last year, and I am working three jobs. I have more than a half-dozen friends who are in similar situations. He has the nerve to question the maturity of 20-somethings who are still living with their parents or with friends, because they just "aren't working hard enough," and classifies it as a problem with my generation. A great deal of his suggestions will only work if you don't have to continue to go into debt to survive or are even just cutting it close. Saving money and paying toward debt only ever works when something can be cut somewhere to save.
And the part that made even these socioeconomic gaffs is his ridiculous stereotypical worldview in which everyone is going to get married. The men are going to go and earn money. The women could go out and work, but in some situations should just stay home and take care of kids. They are going to buy a house and have 2.5 kids. He is going to want a car and a boat and she is going to want a kitchen set. He jokes that when he sells houses, he sells women the kitchen and men the basement. You know what, Dave? I'm renting where I am because I like my kitchen and basement. Every chapter is clearly aimed at men, and techniques are sold in the same way. Each chapter is followed by a short, couple-paragraph summary from Ramsey's wife Sharon, who breaks down the ideas for the ladies. In one pretty straightforward chapter about investing, Sharon's section explicitly tells women to ask their husbands to explain it to them. I was sputtering at some of the tripe I read. The sidelong jokes about "Social Insecurity" probably make better seminar quip fodder, and they certainly didn't help me through this book.
Except for one or two good points, this was absolute drivel, and I didn't even understand some of it. Maybe I should ask my husband to explain it to me.
I can't tell you how annoying it was to read this thing, which is clearly just a collection of transcribed parts of Ramsey's seminars and radio shows from the 1990s. So he gives us some moderately sound financial advice: Get out of debt, or better yet, don't go into it. Save where you can. Invest in mutual funds once you've saved.
Beyond those few points, this guy is both irrelevant and dangerously stereotypical. The book doesn't even mention the Internet or housing boom/busts or financial problems of the current economy. He talks about looking for deals as if we've never heard of craigslist (and then proceeds to act like it doesn't exist). I would be okay with this, as the book seems to have been written about 20 years ago, but this is the updated, revisited edition. This man has had time to update things.
He blathers about how everyone can save and stay out of debt, and yet makes the assumption that everyone is going to find work all the time that will pay at least $30,000 a year, which he classifies as really low-end income. I got news for you, Dave. I (barely) made it on about half that last year, and I am working three jobs. I have more than a half-dozen friends who are in similar situations. He has the nerve to question the maturity of 20-somethings who are still living with their parents or with friends, because they just "aren't working hard enough," and classifies it as a problem with my generation. A great deal of his suggestions will only work if you don't have to continue to go into debt to survive or are even just cutting it close. Saving money and paying toward debt only ever works when something can be cut somewhere to save.
And the part that made even these socioeconomic gaffs is his ridiculous stereotypical worldview in which everyone is going to get married. The men are going to go and earn money. The women could go out and work, but in some situations should just stay home and take care of kids. They are going to buy a house and have 2.5 kids. He is going to want a car and a boat and she is going to want a kitchen set. He jokes that when he sells houses, he sells women the kitchen and men the basement. You know what, Dave? I'm renting where I am because I like my kitchen and basement. Every chapter is clearly aimed at men, and techniques are sold in the same way. Each chapter is followed by a short, couple-paragraph summary from Ramsey's wife Sharon, who breaks down the ideas for the ladies. In one pretty straightforward chapter about investing, Sharon's section explicitly tells women to ask their husbands to explain it to them. I was sputtering at some of the tripe I read. The sidelong jokes about "Social Insecurity" probably make better seminar quip fodder, and they certainly didn't help me through this book.
Except for one or two good points, this was absolute drivel, and I didn't even understand some of it. Maybe I should ask my husband to explain it to me.
jennlrichardson's review against another edition
4.0
While I didn't find this book as useful as Total Money Makeover, I did learn a few things. I'm not very knowledgeable about investing so this helped a lot as far as giving me a place to start. I also learned a lot more about interest and bank math, which sadly, I didn't really know much about. If I had read this book at a different time, I may not have liked it as much but for me it added fuel to the fire, reading it after reading Total Money Makeover. I would definitely recommend reading this book.
marissa_writes's review against another edition
3.0
My review is posted on my personal blog http://forfunreadinglist.blogspot.com/2012/05/financial-peace-part-1.html
ktxx22's review against another edition
4.0
People who should read this book..... anyone and everyone who has even a modicum of debt. It will make you view all the things in your life differently. Looking forward to making some large changes over the next few years as my husband and I move forward with our plans and family plans. It feels really fabulous to be able to look at everything and start to make it happen. One small step at a time. Nothing ground breaking here and I wasn’t a huge fan of the religious stuff mixed in here but it was good all around 4/5