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antmacro's review
informative
inspiring
reflective
fast-paced
2.25
Just a book convincing you to save money, what more can I say.
imogenreads's review
2.0
What an incredibly irritating and boring way to detail out what could have been a 2500 word article.
emskidua's review
3.0
Reads like a 90s anti-bullying video. Very scripted to get all the information in. But it was interesting and had good advice and made me think!!
linneacolleenann's review
3.0
So I agreed with most of the advice in this book which is why I’m giving it stars.
However, my dad taught me this when I first started getting an allowance (6? 7?). He created a bank of dad that gave 1% compounded interest per week. I was allowed to put as much of my $4 allowance into the B.o.D. as I wanted each week. I had already earned an extra dollar after about 8 weeks (and a dollar was 20% of the way toward buying a new baby sitters club book-my parents didn’t fund my paperback-series habits past a certain point). All this goes to say that, yes, I definitely do know people who buy coffee and buy lunch on a regular basis but I have never been one of them. So this book does follow what I believe in but I just can’t relate to being on a 50k/year salary in New York City and somehow not realizing that I spend upwards of $50/day on food until some random coffee shop owner tells me. The book is supposed to be allegorical (which was annoying in Who Moved My Cheese and is annoying now) but felt just too removed from reality.
Also, the allegory only goes so far. For people with a salaried job and the opportunity for a 401k, YES, use it. But let’s not pretend that people who are literally living paycheck to paycheck can easily put a whole hour’s pay aside each day. If you take home $64/day before taxes, that extra $8 means more than $400/day down to $350.
All in all, good lesson theoretically, lacking context, and I don’t get why the subject had to be a young woman-easier to believe that she’s stupid than a Grown Man I guess, thanks so much. But other reviewers get into that and I wouldn’t make many new points. They’re right though.
However, my dad taught me this when I first started getting an allowance (6? 7?). He created a bank of dad that gave 1% compounded interest per week. I was allowed to put as much of my $4 allowance into the B.o.D. as I wanted each week. I had already earned an extra dollar after about 8 weeks (and a dollar was 20% of the way toward buying a new baby sitters club book-my parents didn’t fund my paperback-series habits past a certain point). All this goes to say that, yes, I definitely do know people who buy coffee and buy lunch on a regular basis but I have never been one of them. So this book does follow what I believe in but I just can’t relate to being on a 50k/year salary in New York City and somehow not realizing that I spend upwards of $50/day on food until some random coffee shop owner tells me. The book is supposed to be allegorical (which was annoying in Who Moved My Cheese and is annoying now) but felt just too removed from reality.
Also, the allegory only goes so far. For people with a salaried job and the opportunity for a 401k, YES, use it. But let’s not pretend that people who are literally living paycheck to paycheck can easily put a whole hour’s pay aside each day. If you take home $64/day before taxes, that extra $8 means more than $400/day down to $350.
All in all, good lesson theoretically, lacking context, and I don’t get why the subject had to be a young woman-easier to believe that she’s stupid than a Grown Man I guess, thanks so much. But other reviewers get into that and I wouldn’t make many new points. They’re right though.
gypsydawn's review
4.0
This really doesn't tell you anything that you didn't already know - but it does phrase things in a way that might help in adopting a new mindset. There is no trick or gimmick, just honest truth. Pay yourself first, decide what you think is important and apply yourself in that direction. Good advice. Decent read.
bookswritingandmore's review against another edition
4.0
Such a simple concept that I definitely need to put into practice. Pay yourself first is rule one in this book about how simple it is to start saving with just the cost of your morning latte.
I really enjoyed the easy flow of the chapters and how Zoey was a normal mid twenties woman who had no idea how to save money. I felt this was the first book I've read that didn't lecture but told a story instead.
I definitely learned a lot that I'll start to use regularly.
I really enjoyed the easy flow of the chapters and how Zoey was a normal mid twenties woman who had no idea how to save money. I felt this was the first book I've read that didn't lecture but told a story instead.
I definitely learned a lot that I'll start to use regularly.