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kevinhu's review against another edition
challenging
informative
reflective
slow-paced
5.0
Taylor unearths a little known history on the predatory practices of the housing industry, under the auspices of fair housing and federal subsidies, on black folks (particularly black women, many of whom were single mothers) decimated by redlining and segregation in the 60s and 70s. Written with both journalistic rigor and in-depth research, she distills the racialized scaffolds that uphold the market forces of the housing industry (racial capitalism) and demythologizes 'homeownership' as panacea to social, political, economic ills. She coins the idea of 'predatory inclusion' to demonstrate segregation and exploitation does not stop once exclusion ends. In doing so, she helps us to think beyond the binary of inclusion/exclusion to critique the very conditions, practices, transactions, and effects that take place once included.
For someone who has always seen homeownership as a black box with its theater of actors – lenders, appraisers, speculators, etc – to the carousel of fees, to how risk is calculated, to the difference between public/private, this book was clarifying.
For those interested in how the language around housing was manipulated after the 1968 Civil Rights Act (eradication of housing discrimination in policy) to fair housing, urban renewal, and then finally to Nixonian austerity laws and Reagonian war against social welfare, this study offers essential context.
For someone who has always seen homeownership as a black box with its theater of actors – lenders, appraisers, speculators, etc – to the carousel of fees, to how risk is calculated, to the difference between public/private, this book was clarifying.
For those interested in how the language around housing was manipulated after the 1968 Civil Rights Act (eradication of housing discrimination in policy) to fair housing, urban renewal, and then finally to Nixonian austerity laws and Reagonian war against social welfare, this study offers essential context.
mimima's review against another edition
4.0
Difficult to read - not in the style but in the topic. Depressing and frustrating, and clear about how systemic racism has affected the real estate community.
As it is a well-done master's thesis, ultimately, it is three stars as a book, but five in the information, which averages to the four stars.
As it is a well-done master's thesis, ultimately, it is three stars as a book, but five in the information, which averages to the four stars.
mslavelle215's review against another edition
5.0
If you have someone in your life who does not believe white privilege is "a thing," recommend this book to him. In reading this book, I learned so much more about how race is a factor in access to housing. Redlining is just the tip of the iceberg. Read this!
aargot1's review against another edition
dark
informative
sad
medium-paced
4.75
Content Warnings
Graphic: Racism
Moderate: Racial slurs
larabreanne's review against another edition
slow-paced
3.5
I wanted to give this a higher rating but I found it so dense that it read more like a textbook. Maybe I would have been better off reading a paper version rather than listening to it on audio but then I may have given up.
Still worth reading for the information, but just took me a long time to get through it.
Still worth reading for the information, but just took me a long time to get through it.
sarahpowerhouse's review against another edition
challenging
informative
sad
tense
slow-paced
noskills's review against another edition
challenging
dark
informative
inspiring
reflective
sad
tense
medium-paced
5.0