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A review by jasper_a
Delay, Deny, Defend: Why Insurance Companies Don't Pay Claims and What You Can Do About It by Jay M. Feinman
slow-paced
2.0
this book was not digestible.
i have never been more relieved about finishing a book than i have right now.
yeesh.
i'm not even looking forward to book club tomorrow.
here's the tl;dr for "Delay, Deny, Defend"
insurance companies figured out that they can sell people insurance, and in the fine print, add all these exceptions and hoops for YOU to jump through before they award you the money you're entitled to for losing your house, car, or get into an accident, etc. AND if that wasn't enough, they're taking your premiums and investing it. now, you, individual person, can't do a damn thing about these insurance companies implementing these 'delay, deny, defend' tactics -- that's for the state/government to regulate. no. the best thing you can do is stay informed and learn all the acronyms and jargon that they use and have a lawyer on-call, and be vigilant but complicit in the process of filing your legitimate claims... and keep allllll your receipts.
there. unless you sincerely want to learn and be involved in insurance claims and/or reforming the ways in which these companies do business, i saved you the trouble of reading this book.
i have never been more relieved about finishing a book than i have right now.
yeesh.
i'm not even looking forward to book club tomorrow.
here's the tl;dr for "Delay, Deny, Defend"
insurance companies figured out that they can sell people insurance, and in the fine print, add all these exceptions and hoops for YOU to jump through before they award you the money you're entitled to for losing your house, car, or get into an accident, etc. AND if that wasn't enough, they're taking your premiums and investing it. now, you, individual person, can't do a damn thing about these insurance companies implementing these 'delay, deny, defend' tactics -- that's for the state/government to regulate. no. the best thing you can do is stay informed and learn all the acronyms and jargon that they use and have a lawyer on-call, and be vigilant but complicit in the process of filing your legitimate claims... and keep allllll your receipts.
there. unless you sincerely want to learn and be involved in insurance claims and/or reforming the ways in which these companies do business, i saved you the trouble of reading this book.