A review by in_and_out_of_the_stash
Native Speaker by Chang-rae Lee

3.0

"Know that the blacks who spend money in your store and help put food on your table and send your children to college cannot open their own stores. Why? Why can't they? Why don't they even try? Because banks will not lend to them because they are black. Because these neighborhoods are troubled, high risk. Because of they did open stores no one would insure them. And if they do not have the same strong community you enjoy , the one you bough from Korea, which can pool money and efforts for its members - it is because this community has been broken and dissolved through history."

This book was published in 1995 and it is interesting how much is still relevant.