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4.0

Some stuff is a bit repetitive but I understand why they do it. It's to really drive the concept home and make sure people remember these principles. I really enjoyed this book, I had it for so long, I can't believe it took me forever to read it. Definitely started my Total Money Makeover and I've been telling friends and family about this book as well, especially when someone starts talking about using credit for things. I actually cringe now, anytime someone says they're going to use credit. Definitely worth the read, I can't recommend this book enough. EVERYONE should read it!