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A review by luisthelibrarian
The Latte Factor: Why You Don't Have to Be Rich to Live Rich by David Bach, John David Mann

5.0

I was inspired to read this book after reading one of the author's previous books titled, "The Automatic Millionaire." I have listened to "The Automatic Millionaire" while commuting to work at least 3 times.

"The Latte Factor" is a simple story about a 20-something professional named Zoey who works hard in the Big City but is struggling to control her debt. She meets a barista named Henry who teaches her "The Secrets to Financial Freedom." I know it sounds strange to be receiving financial advice from someone who makes coffee for a living, but nothing is at it appears, naturally.

This is a tale that I felt strongly connected to in terms of Zoey's struggles, frustration, and pain. The primary focus of this book is not so much about money, but living a life of no regrets. The most powerful statement in this book is from Zoey's mother who tells her, "Don't live half your life. Live it all."

This book has inspired me to take action on taking a critical eye toward my expenses and setting aside money to invest for retirement, as well as for living my full life of no regrets. The Three Secrets to Financial Freedom are simple in concept and should be framed on a wall that you have to look at every day. Thank you, Mr. David Bach for writing this book. I look forward to reading "Smart Couples Finish Rich" next.