Reviews

The Total Money Makeover: A Proven Plan for Financial Fitness by Dave Ramsey

mrsswann's review

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4.0

great advice. recommend reading financial peace first.

carriedoodledoo's review

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5.0

"Common sense" principles that are not that common. Solid financial principles are applied to real-life situations, with lots of examples throughout. How to get out from under debt, how to re-think previous habits, and becoming fiscally responsible.

astarlinger's review

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informative slow-paced

2.0

Book just talks about how you should read the book. Filler testimonies saying the same thing. Some good advice but I’d read the cliff notes instead.

odin45mp's review

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4.0

This is a practical, no-nonsense plan to manage your money - no matter how much or how little you have - in a way that will bear good fruit. For that, I love it even as I disagree on some of his stances. While he is correct that most people cannot pay off their credit cards every month (*nods to self in mirror*), responsible use of points and cash-back cards can in the long run give you a small net gain. Worth the risk? That should be up to the individual to decide. While he is probably correct that you should fund your retirement and then help your children pay for college, I am grateful that my parents helped their children start their college educations. I know it was not easy or cheap. I am glad to see advice echoed here from other personal finance books that I have read - if several experts are shouting the same thing, it is more likely to be a good plan of action.

What keeps this book from a five star rating is that the first half of it is largely a sales pitch for his other books and live events, interrupted with testimonials about how his plans work. I want some testimonials, but they slowed down the pacing of the book for me. They are a convenient way to hit your page count and break up the slim amount of material actually contained within the volume.

Quibbling aside, I recommend this book to anyone looking for a solid action plan to make their money work harder, and for anyone who needs incentive to plan for their future.

beklovesbooks's review against another edition

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informative fast-paced

2.75

It was great having the author perform his own work as he definitely emphasized and enunciated throughout. It may be that I’m familiar with his other work, or don’t carry personal debt, but I just didn’t feel I learned much. It was fine. Could be useful or inspiring especially to those with debt.

millieradel's review

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3.0

My thoughts the entire time reading this book: they should’ve named it “Gazelle-Intense”

writingmidnight96's review against another edition

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informative medium-paced

4.0

So I've been listening to Dave's show for a while, picked up the book when I had a chance to go to the studio, but didn't actually read it until after I had paid my debt off. For someone like me, it's interesting but not super useful. The book and the Radio show are very true to one another in terms of the advice given, so you can supplement one for the other. The anecdotes from the success stories scattered throughout are very sweet but also VERY Brief so they are uplifting but the brevity does sort of make them all run together to an extent. 

If you're in my situation I'd say continue to listen to the radio show and you'll get the same fix this book provides. 

However, if you're still in the midst of paying off debt, or just thinking of getting down to the business of paying off your debt, or (in debt or not) unfamiliar with Dave and curious what he's all about, I'd pick it up. It's a much more concise and focused variant of the advice given on the show, which would be much more helpful to someone working through the steps. The back of the book also has worksheets to help you get organized about your money, which would be very helpful to many people who are still on their debt journey. If you're serious or Curious about getting control of your finances, I'd recommend picking up the book. Dave is full of good, common-sense advice and enough tough love to make it stick. Also, if you're still working on your debt, I know it sucks, stay with it and you'll get there. 

mozytutu's review

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informative inspiring medium-paced

4.5

audreyatic's review

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challenging informative reflective fast-paced

5.0

kdanielle's review

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inspiring

5.0