Scan barcode
bioniclib's review
3.0
He's a bit too condescending and thinks he's much funnier than he really is but he's got some good ideas. He also relies too much on catch phrases like "there was more month than money" and "I'm sick and tired of being sick and tired" a tad too heavily but I hear that catch phrases are popular in the financial world.
He advocated living debt-free and I can see the appeal in that. However, with the missus and I both in school, that's just not pragmatic at the moment. His steps are simple and make sense.It's not a bad plan. And Pam and I are going to attempt a couple of steps even though we'll still be acruing debt.
If you need a financial book this one isn't a bad start. I'd just reccommend reading another after it to get more than one point of view.
He advocated living debt-free and I can see the appeal in that. However, with the missus and I both in school, that's just not pragmatic at the moment. His steps are simple and make sense.It's not a bad plan. And Pam and I are going to attempt a couple of steps even though we'll still be acruing debt.
If you need a financial book this one isn't a bad start. I'd just reccommend reading another after it to get more than one point of view.
wellreadashlee's review
5.0
I loved this book, and gained a lot of great insight from it. I started reading in to Dave Ramsey a few weeks ago and became so inspired to tackle my debt. His baby steps make so much sense to me, and made me feel like achieving financial freedom is actually attainable instead of getting swallowed by debt for the rest of my life. I started listening to his show, and old episodes via podcast/youtube, and then decided I should pick up the book so I could learn in depth more about the baby steps that I am starting on. It really helped me understand it all a lot more clearly, and helped me see a clear path on how my husband and I are going to tackle this head on. My husband is getting a little tired of hearing me drone on about our get out of debt plan and all the things I've learned because I just can't shut up about it. I am telling everyone I know as well, because I believe we deserve more than what we have been taught for years regarding how we spend our money, and going in to debt. I am ready to be debt free, and I am hoping I can come back to this review in just a couple years as someone who actually is debt free.
lazydayreads's review against another edition
5.0
Still always to go
But I learned so much from this book. I just need to apply. Really looking forward to starting as soon as I get home.
But I learned so much from this book. I just need to apply. Really looking forward to starting as soon as I get home.
carriedoodledoo's review
5.0
"Common sense" principles that are not that common. Solid financial principles are applied to real-life situations, with lots of examples throughout. How to get out from under debt, how to re-think previous habits, and becoming fiscally responsible.
astarlinger's review
informative
slow-paced
2.0
Book just talks about how you should read the book. Filler testimonies saying the same thing. Some good advice but I’d read the cliff notes instead.
odin45mp's review
4.0
This is a practical, no-nonsense plan to manage your money - no matter how much or how little you have - in a way that will bear good fruit. For that, I love it even as I disagree on some of his stances. While he is correct that most people cannot pay off their credit cards every month (*nods to self in mirror*), responsible use of points and cash-back cards can in the long run give you a small net gain. Worth the risk? That should be up to the individual to decide. While he is probably correct that you should fund your retirement and then help your children pay for college, I am grateful that my parents helped their children start their college educations. I know it was not easy or cheap. I am glad to see advice echoed here from other personal finance books that I have read - if several experts are shouting the same thing, it is more likely to be a good plan of action.
What keeps this book from a five star rating is that the first half of it is largely a sales pitch for his other books and live events, interrupted with testimonials about how his plans work. I want some testimonials, but they slowed down the pacing of the book for me. They are a convenient way to hit your page count and break up the slim amount of material actually contained within the volume.
Quibbling aside, I recommend this book to anyone looking for a solid action plan to make their money work harder, and for anyone who needs incentive to plan for their future.
What keeps this book from a five star rating is that the first half of it is largely a sales pitch for his other books and live events, interrupted with testimonials about how his plans work. I want some testimonials, but they slowed down the pacing of the book for me. They are a convenient way to hit your page count and break up the slim amount of material actually contained within the volume.
Quibbling aside, I recommend this book to anyone looking for a solid action plan to make their money work harder, and for anyone who needs incentive to plan for their future.
beklovesbooks's review against another edition
informative
fast-paced
2.75
It was great having the author perform his own work as he definitely emphasized and enunciated throughout. It may be that I’m familiar with his other work, or don’t carry personal debt, but I just didn’t feel I learned much. It was fine. Could be useful or inspiring especially to those with debt.
millieradel's review
3.0
My thoughts the entire time reading this book: they should’ve named it “Gazelle-Intense”