Scan barcode
prodigalstudent's review against another edition
5.0
As a young 20-30 something who is about to start her career, this book is so helpful. Honestly, I wish I could go back in time and gift it to the 18yr old me starting college.
What I essentially appreciate about this book is that it decodes all the confusing personal finance jargon and really simplifies it in an easy-to-understand manner. I feel like so many self-help books and/or personal finance books just focus on the detail, and lose the big picture. In that respect, I appreciate the author's 85% concept, where just getting started and setting up a good automated finance system goes a long way towards being financially in good shape instead of going deep into the nitty-gritty and becoming an expert.
I think for many of us, and certainly me, there's a mental barrier to learning about managing our finances, saving, investments, 401ks, Roth-iras, retirement funds, student loans, debt, you name it. It can just be so overwhelming, but in this book, Ramit gives us a plan of action, and what's awesome is that he gives us a plan of action that is almost automated, making it very easy to implement and make better financial decisions in our life without even thinking about it. I also like the fact that the author rarely uses anecdotes to prove his claims. He relies on research to back up his advice. Overall, I'm a big fan of this book and I highly recommend it to anyone who wants to learn simple but super-useful personal finance skills.
What I essentially appreciate about this book is that it decodes all the confusing personal finance jargon and really simplifies it in an easy-to-understand manner. I feel like so many self-help books and/or personal finance books just focus on the detail, and lose the big picture. In that respect, I appreciate the author's 85% concept, where just getting started and setting up a good automated finance system goes a long way towards being financially in good shape instead of going deep into the nitty-gritty and becoming an expert.
I think for many of us, and certainly me, there's a mental barrier to learning about managing our finances, saving, investments, 401ks, Roth-iras, retirement funds, student loans, debt, you name it. It can just be so overwhelming, but in this book, Ramit gives us a plan of action, and what's awesome is that he gives us a plan of action that is almost automated, making it very easy to implement and make better financial decisions in our life without even thinking about it. I also like the fact that the author rarely uses anecdotes to prove his claims. He relies on research to back up his advice. Overall, I'm a big fan of this book and I highly recommend it to anyone who wants to learn simple but super-useful personal finance skills.
ciarazard's review
informative
fast-paced
3.75
Great practical advice. Lots of decent points. I think I'll be going back to this every now and then. Also, I can see why people dislike Ramit Sethi's tone, but TBH I don't mind it that much 'cause I already watch his videos on Youtube anyway.
hbrxnnxmxn's review
hopeful
informative
fast-paced
5.0
I picked this book up on a whim because I remembered a friend had suggested it as a good read to learn about personal finance and investing, and I have been wanting to learn more but didn’t know where to start. Honestly I usually have a lot of skepticism for personal finance content of any kind (mostly because there is so much out there, but also a lot of it seems to be rooted in capitalism, patriarchy, and classism), but was surprised by how quickly I found that not to be the case here. Sure, there’s some commentary that I didn’t agree with, but ultimately this book approaches finance with huge amounts of empathy and accessibility without sacrificing action. It has helped me so much sift through the bullshit, understand my priorities (and that I can have whatever priorities I want!), and take action, all without feeling like I’m being belittled, talked down to, confused, or disheartened about my options and my future. Really great book.